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We work directly with your creditors to negotiate reductions in your total unsecured debt balance. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Many times debtors and creditors cannot get past their emotions to even think about settling a matter. Our fee is a small percentage of the amount we save you. Our specially trained negotiators are experts at obtaining favorable results which often lead to continued relationships between the debtor and the creditor. Just having objective third party intervention can set the tone for amiable resolution. We offer you a viable alternative to bankruptcy and expensive consolidation loans. Let us take care of your debt so that you can concentrate on your work. Call today. (888) 475-2610 We guarantee results or you pay us nothing. Melucci, Thomas and Brown is a professional debt negotiating firm whose expertise lies in reducing problem debt for consumers and businesses for pennies on the dollar. No matter what stage you are in (overdue accounts, lawsuits pending, judgments entered, liens files), we can help. We work directly with your creditors to negotiate reductions in your total unsecured debt balance. If creditors have your number, you should have ours. 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